Insurance Bills

Twenty-One Months Ago...

I became a patient of the High Risk Pregnancy department at South Bend Medical Hospital after discovering our precious baby girl would be born with hydrocephalus.

Twenty Months Ago...

our first of many insurance bills from the High Risk Pregnancy department began to roll in.

One Week Ago...

that first bill came for the last time!!

For almost two years we have been fighting the insurance company to pay for a very expensive bill that should have been covered under our plan.

For twenty months we kept receiving the same bill in the amount of $866.70.

For twenty months we kept appealing that same bill.

The site of that South Bend Medical Hospital's logo for almost two years, pushed me. It pushed me too far.

Normally I am very mild mannered and leave the confrontational calls to my husband. He naturally handles such matters with grace and wisdom.

But two months ago, when another bill from South Bend came in the mail, I decided that was enough! I was determined to get to the bottom of this.

I looked at little Cayman and said, "Mommy needs to learn how to handle these kind of things on my own!"

I picked up the phone, said a prayer, and dialed what was the first of many phone calls that have taken place between me and the doctor's office, me and the insurance company, and even a conference call between all three of us.

{Those three-way calls are interesting. I felt like I was on 'The View'...women talking all at once.}

After hours on the phone, over two pages of accurate note taking, and a new found confidence in myself, the insurance company paid their share of the bill!

I happily cut the doctor's office a check in the amount of $43.93.

My out-going mailbox!

"Good-bye forever pesky bill!!"